:root{
    --brandBlue: #356492;
--bg: #E4DFD9;
  --navy: #202A3C;
  --navy2:#131F36;
  --text:#1E2430;
  --muted:#4A5565;
  --gold:#B88917;
  --card:#F2EEE9;
  --shadow: 0 14px 40px rgba(19,31,54,.12);
  --radius: 18px;
  --max: 1120px;
}

*{ box-sizing:border-box; }
html,body{ margin:0; padding:0; }
body{
  background: var(--bg);
  color: var(--text);
  font-family: Inter, system-ui, -apple-system, Segoe UI, Roboto, Arial, sans-serif;
  line-height: 1.6;
}

.wrap{
  width: min(var(--max), calc(100% - 48px));
  margin: 0 auto;
}

a{ color: var(--navy2); text-decoration: none; }
a:hover{ text-decoration: underline; }

/* NAV */
.nav{
  position: sticky;
  top: 0;
  z-index: 50;
  background: rgba(228,223,217,.82);
  backdrop-filter: blur(10px);
  border-bottom: 1px solid rgba(32,42,60,.12);
}
.nav__inner{
  display:flex;
  align-items:center;
  justify-content:space-between;
  padding: 14px 0;
  gap: 16px;
}
.brand{
  display:flex;
  align-items:center;
  gap: 10px;
  font-family: Montserrat, Inter, sans-serif;
  letter-spacing: .08em;
  font-weight: 800;
}
.brand__dot{
  width:10px; height:10px; border-radius:99px;
  background: var(--gold);
  box-shadow: 0 0 0 4px rgba(184,137,23,.18);
}
.brand__name{ font-size: 14px; }

.nav__links{
  display:flex;
  gap: 18px;
  align-items:center;
  font-weight: 600;
}
.nav__links a{
  font-size: 14px;
  color: var(--navy2);
  opacity: .90;
}
.nav__toggle{
  display:none;
  width: 44px; height: 44px;
  background: transparent;
  border: 1px solid rgba(32,42,60,.18);
  border-radius: 12px;
  padding: 10px;
}
.nav__toggle span{
  display:block;
  height: 2px;
  background: var(--navy2);
  margin: 5px 0;
  border-radius: 2px;
}

/* SECTIONS */
.section{
  position: relative;
  padding: 64px 0;
}
.hero{ padding: 84px 0; }

.h1, .hero__title{
  font-family: Montserrat, Inter, sans-serif;
  font-weight: 800;
  letter-spacing: .04em;
  color: var(--navy2);
  text-transform: uppercase;
}
.h1{
  font-size: clamp(32px, 5vw, 52px);
  margin: 0 0 10px;
}
.h2{
  font-family: Montserrat, Inter, sans-serif;
  font-weight: 800;
  letter-spacing: .02em;
  margin: 0 0 18px;
  color: var(--navy2);
}
.h3{
  font-family: Montserrat, Inter, sans-serif;
  font-weight: 800;
  margin: 0 0 10px;
  color: var(--navy2);
}
.kicker{
  font-family: Montserrat, Inter, sans-serif;
  text-transform: uppercase;
  letter-spacing: .12em;
  font-size: 12px;
  margin: 0 0 8px;
  color: var(--muted);
}
.muted{ color: var(--muted); }
.tiny{ font-size: 12px; }
.center{ text-align:center; }

/* Signature PDF corner geometry */
.corner::before{
  content:"";
  position:absolute;
  right:0; top:0;
  width: 46vw; max-width: 560px;
  height: 46vw; max-height: 560px;
  pointer-events:none;
  background:
    linear-gradient(135deg, rgba(0,0,0,0) 44%, var(--navy2) 44% 66%, rgba(0,0,0,0) 66%),
    linear-gradient(135deg, rgba(0,0,0,0) 52%, var(--navy) 52% 74%, rgba(0,0,0,0) 74%),
    linear-gradient(135deg, rgba(0,0,0,0) 60%, rgba(32,42,60,.55) 60% 82%, rgba(0,0,0,0) 82%);
  opacity: .95;
}
.corner::after{
  content:"";
  position:absolute;
  right: 0;
  top: 0;
  width: 46vw; max-width: 560px;
  height: 46vw; max-height: 560px;
  pointer-events:none;
  background:
    linear-gradient(135deg, rgba(0,0,0,0) 67%, var(--gold) 67% 69%, rgba(0,0,0,0) 69%),
    linear-gradient(135deg, rgba(0,0,0,0) 75%, var(--gold) 75% 77%, rgba(0,0,0,0) 77%);
  opacity: .9;
}

/* Blocks */
.panel, .card{
  background: var(--card);
  border: 1px solid rgba(32,42,60,.12);
  border-radius: var(--radius);
  box-shadow: var(--shadow);
  padding: 22px;
}

.grid3{
  display:grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 20px;
}
.grid2{
  display:grid;
  grid-template-columns: repeat(2, 1fr);
  gap: 20px;
}
.list{
  margin: 0;
  padding-left: 18px;
}
.list li{ margin: 8px 0; }

.twoCol{
  display:grid;
  grid-template-columns: 1.25fr .9fr;
  gap: 26px;
  align-items: start;
}

/* Image frame like PDF */
.imageFrame{
  background: linear-gradient(180deg, rgba(184,137,23,.28), rgba(184,137,23,.10));
  padding: 10px;
  border-radius: var(--radius);
  border: 1px solid rgba(184,137,23,.38);
}
.imageFrame img{
  width: 100%;
  height: auto;
  border-radius: calc(var(--radius) - 6px);
  display:block;
}

/* HERO */
.hero__grid{
  display:grid;
  grid-template-columns: 1.1fr .9fr;
  gap: 26px;
  align-items: center;
}
.hero__logo img{
  height: 64px;
  width: auto;
  display:block;
  margin-bottom: 14px;
}

/* Logo helpers */
.logoImg{
  height: 72px;
  width: auto;
  display: block;
}
.logoImg--small{
  height: 54px;
}
.pageLogo{
  margin-top: 14px;
}

.hero__title{
  font-size: clamp(34px, 5vw, 58px);
  margin: 0 0 10px;
}
.hero__sub{
  margin: 0 0 18px;
  color: var(--muted);
  font-size: 16px;
}
.hero__card{
  padding: 26px;
}

.btn{
  display:inline-block;
  padding: 12px 16px;
  border-radius: 14px;
  border: 1px solid rgba(32,42,60,.18);
  background: var(--navy2);
  color: #fff;
  font-weight: 700;
  font-size: 14px;
}
.btn:hover{ text-decoration: none; filter: brightness(1.05); }
.btn--ghost{
  background: transparent;
  color: var(--navy2);
}
.hero__cta{ display:flex; gap: 12px; flex-wrap: wrap; }

.chips{ margin-top: 14px; display:flex; gap:10px; flex-wrap:wrap; }
.chip{
  border: 1px solid rgba(184,137,23,.45);
  background: rgba(184,137,23,.10);
  color: var(--navy2);
  padding: 8px 10px;
  border-radius: 999px;
  font-size: 13px;
  font-weight: 700;
}

/* Page header strip */
.pageHead{
  padding: 40px 0 10px;
}
.breadcrumb{
  font-size: 13px;
  color: var(--muted);
}

/* CONTACT + form */
.contact{
  display:grid;
  grid-template-columns: 1.05fr .95fr;
  gap: 18px;
  align-items:start;
}
.contact__grid{
  display:grid;
  grid-template-columns: 1fr 1fr;
  gap: 14px;
  margin-top: 16px;
}
.label{
  font-family: Montserrat, Inter, sans-serif;
  font-size: 12px;
  text-transform: uppercase;
  letter-spacing: .12em;
  color: var(--muted);
  margin-bottom: 6px;
}
.field{
  display:block;
  margin: 10px 0;
}
.field span{
  display:block;
  font-size: 13px;
  font-weight: 700;
  margin-bottom: 6px;
  color: var(--navy2);
}
input, textarea{
  width:100%;
  padding: 12px 12px;
  border-radius: 14px;
  border: 1px solid rgba(32,42,60,.18);
  background: rgba(255,255,255,.55);
  outline: none;
  font: inherit;
}
input:focus, textarea:focus{
  border-color: rgba(184,137,23,.6);
  box-shadow: 0 0 0 4px rgba(184,137,23,.16);
}
.formCard{ box-shadow: var(--shadow); }

/* Map */
.mapLink{
  display:block;
  border-radius: 16px;
  overflow:hidden;
  border: 1px solid rgba(32,42,60,.18);
  box-shadow: 0 10px 30px rgba(0,0,0,.12);
}
.mapLink iframe{
  width: 100%;
  height: 320px;
  border: 0;
  display:block;
}

/* FOOTER */
.footer{
  border-top: 1px solid rgba(32,42,60,.12);
  padding: 18px 0;
}
.footer__inner{
  display:flex;
  align-items:center;
  justify-content:space-between;
  gap: 12px;
}

/* =========================
   BCI Disclaimer Modal
   ========================= */
.modal{
  position: fixed;
  inset: 0;
  display: none;
  z-index: 9999;
}
.modal.is-open{ display: block; }
.modal__backdrop{
  position: absolute;
  inset: 0;
  background: rgba(19,31,54,.68);
  backdrop-filter: blur(4px);
}
.modal__panel{
  position: relative;
  width: min(720px, calc(100% - 36px));
  margin: 7vh auto 0;
  background: var(--card);
  border: 1px solid rgba(32,42,60,.18);
  border-radius: 20px;
  box-shadow: 0 22px 70px rgba(0,0,0,.28);
  padding: 22px;
}
.modal__head{
  display:flex;
  align-items: center;
  gap: 12px;
  margin-bottom: 10px;
}
.modal__badge{
  font-family: Montserrat, Inter, sans-serif;
  font-weight: 800;
  font-size: 12px;
  letter-spacing: .12em;
  text-transform: uppercase;
  color: var(--navy2);
  border: 1px solid rgba(184,137,23,.55);
  background: rgba(184,137,23,.12);
  padding: 8px 10px;
  border-radius: 999px;
}
.modal__title{
  margin: 0;
  font-family: Montserrat, Inter, sans-serif;
  font-weight: 800;
  color: var(--navy2);
  letter-spacing: .02em;
}
.modal__body{
  color: var(--text);
  max-height: 52vh;
  overflow: auto;
  padding-right: 6px;
}
.modal__actions{
  display:flex;
  justify-content: flex-end;
  gap: 12px;
  margin-top: 16px;
  flex-wrap: wrap;
}
body.modal-lock{ overflow: hidden; }

/* RESPONSIVE */
@media (max-width: 980px){
  .grid3{ grid-template-columns: 1fr; }
  .grid2{ grid-template-columns: 1fr; }
  .twoCol{ grid-template-columns: 1fr; }
  .hero__grid{ grid-template-columns: 1fr; }
  .contact{ grid-template-columns: 1fr; }
  .contact__grid{ grid-template-columns: 1fr; }

  .nav__toggle{ display:block; }
  .nav__links{
    display:none;
    position:absolute;
    right: 24px;
    top: 62px;
    background: rgba(242,238,233,.96);
    border: 1px solid rgba(32,42,60,.12);
    border-radius: 16px;
    padding: 14px;
    flex-direction: column;
    align-items: flex-start;
    width: min(260px, calc(100% - 48px));
    box-shadow: var(--shadow);
  }
  .nav__links.is-open{ display:flex; }
}

/* Big wordmark logo on Home */
.hero__wordmark{
  width: min(600px, 92%);
  height: auto;
  display: block;
}


/* Contact page two-column alignment */
.contact__left, .contact__right{ min-width: 0; }
.contact{ align-items: start; }

/* Home hero redesign */
.heroCenter{
  display:flex;
  flex-direction:column;
  align-items:center;
  text-align:center;
  gap: 14px;
}
.hero__wordmark--center{
  margin: 0 auto 0;
}
.hero__tagline{
  font-family: Montserrat, Inter, sans-serif;
  font-weight: 700;
  letter-spacing: .10em;
  color: var(--brandBlue);
  text-transform: uppercase;
  margin-top: -6px;
  font-size: 38px;
}

.heroWide{
  width: min(800px, 92%); /* matches logo width */
  padding: 22px 22px 18px;
  margin-top: 10px;
  text-align: center;
}

.heroWide__kicker{
  font-family: Montserrat, Inter, sans-serif;
  text-transform: uppercase;
  letter-spacing: .12em;
  font-size: 20px;
  color: var(--muted);
  font-weight: 800;
  margin-bottom: 8px;
}

.heroWide__text{
  color: var(--muted);
  font-size: 18px;
  margin-bottom: 0;
  line-height: 2; /* "two-line" spacing */
  text-align: justify;
}

.heroWide__chips .chip{
    flex: 0 0 auto;
  }
}

/* Contact grid alignment fix */
.contact--grid{
  display:grid;
  grid-template-columns: 1fr 1fr;
  gap: 18px;
  align-items: start;
}
.contact__left, .contact__right{ min-width: 0; }
.pageLogo{ margin-top: 10px; }

@media (max-width: 980px){
  .contact--grid{
    grid-template-columns: 1fr;
  }
}